Prospective clients interested in collaborating with Filippos Fragkogiannis for graphic design or digital marketing services are invited to review the available payment options provided to ensure efficient and compliant transactions.
Payments are primarily accepted via direct bank transfer to Filippos Fragkogiannis’s account at Piraeus Bank in Greece, a SEPA-compliant institution supporting IBAN transfers and manual deposits. Transactions are generally conducted in euros (EUR); however, other currencies may be accepted by prior agreement if necessary. Available alternative currencies include:
Clients in Greece may utilize the following local payment methods in addition to direct bank transfers:
Alternative digital payment methods may be arranged in cases where bank transfers are impractical. These options, which are used exclusively as exceptions, include:
Additional digital payment methods—such as Apple Pay, Google Pay, Samsung Pay and instant payments with credit, debit and prepaid cards—are supported through the aforementioned platforms (e.g. PayPal, Revolut).
For each project, only one payment method may be used exclusively, without combining multiple methods. Clients are responsible for any associated third-party processing fees and the full project amount must be received without deductions.
Filippos Fragkogiannis reserves the right to decline transactions if clients cannot provide a valid and verifiable account status. Any special payment requests must be communicated at the start of the project to avoid delays.
Please be advised that cryptocurrency payments are not accepted under any circumstances, as Filippos Fragkogiannis does not support or endorse digital currency transactions. Clients who express a desire to transact with cryptocurrency may be viewed with caution and such requests may result in a reevaluation of future business engagements.
The standard Value Added Tax (VAT) rate is twenty-four percent (24%), applying to all transactions and regulated by Law 5144/2024.Â
Transactions within the EU are VAT-exempt provided the client furnishes a valid VAT ID. This includes transactions with clients based in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden.
Invoices are typically issued at the start of each project or upon reaching key milestones, depending on the project’s scope and timeline. Standard payment terms are 7 days from the invoice date unless otherwise agreed. Late payments may incur additional charges and services may be paused or suspended until full payment is received.
For any cancellations or requested refunds, clients must provide written notice before the project reaches its designated milestone or completion stage. Refunds, if applicable, will be subject to a review process and will exclude any non-recoverable fees from third-party processors. Refunds are issued solely through the original payment method and clients will be responsible for any transfer fees associated with this process.
For any inquiries regarding payment methods, terms, or specific requests, clients are encouraged to reach out to Filippos Fragkogiannis directly. Open communication on payment matters ensures a smoother, more transparent process and timely project execution.
Prospective clients interested in collaborating with Filippos Fragkogiannis for graphic design or digital marketing services are invited to review the available payment options provided to ensure efficient and compliant transactions.
Payments are primarily accepted via direct bank transfer to Filippos Fragkogiannis’s account at Piraeus Bank in Greece, a SEPA-compliant institution supporting IBAN transfers and manual deposits. Transactions are generally conducted in euros (EUR); however, other currencies may be accepted by prior agreement if necessary. Available alternative currencies include:
Clients in Greece may utilize the following local payment methods in addition to direct bank transfers:
Alternative digital payment methods may be arranged in cases where bank transfers are impractical. These options, which are used exclusively as exceptions, include:
Additional digital payment methods—such as Apple Pay, Google Pay, Samsung Pay and instant payments with credit, debit and prepaid cards—are supported through the aforementioned platforms (e.g. PayPal, Revolut).
For each project, only one payment method may be used exclusively, without combining multiple methods. Clients are responsible for any associated third-party processing fees and the full project amount must be received without deductions.
Filippos Fragkogiannis reserves the right to decline transactions if clients cannot provide a valid and verifiable account status. Any special payment requests must be communicated at the start of the project to avoid delays.
Please be advised that cryptocurrency payments are not accepted under any circumstances, as Filippos Fragkogiannis does not support or endorse digital currency transactions. Clients who express a desire to transact with cryptocurrency may be viewed with caution and such requests may result in a reevaluation of future business engagements.
The standard Value Added Tax (VAT) rate is twenty-four percent (24%), applying to all transactions and regulated by Law 5144/2024.Â
Transactions within the EU are VAT-exempt provided the client furnishes a valid VAT ID. This includes transactions with clients based in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden.
Invoices are typically issued at the start of each project or upon reaching key milestones, depending on the project’s scope and timeline. Standard payment terms are 7 days from the invoice date unless otherwise agreed. Late payments may incur additional charges and services may be paused or suspended until full payment is received.
For any cancellations or requested refunds, clients must provide written notice before the project reaches its designated milestone or completion stage. Refunds, if applicable, will be subject to a review process and will exclude any non-recoverable fees from third-party processors. Refunds are issued solely through the original payment method and clients will be responsible for any transfer fees associated with this process.
For any inquiries regarding payment methods, terms, or specific requests, clients are encouraged to reach out to Filippos Fragkogiannis directly. Open communication on payment matters ensures a smoother, more transparent process and timely project execution.